{"store":{"baseInfo":{"podcastTitle":"The Financial Wellness Podcast","slug":"financialwellnesspodcast","podcastDescription":"Welcome to The Financial Wellness Podcast by 3Rivers Credit Union—where real conversations meet real-life money goals. Whether you’re just starting out, trying to bounce back, or working toward your next big milestone, we’re here to help you build confidence and clarity in your financial journey.\n\nWe sit down with experts, community voices, and everyday people to talk honestly about what it takes to manage money in today’s world. From saving and budgeting to building credit, paying off debt, and beyond, we’ll unpack the topics that matter most... with a focus on progress, not perfection.\n\nBecause financial wellness isn’t one-size-fits-all. And we’re all learning as we go.","podcastLogo":"https://pbcdn1.podbean.com/imglogo/image-logo/20851689/FW_Podcast_Logo8a0qn.png","podcastShareLogo":"https://d2bwo9zemjwxh5.cloudfront.net/image-logo/20851689/FW_Podcast_Logo8a0qn_1200x628.jpg?s=3d2952cc173f186b0859eb56b8437af4&e=png","podcastUrl":"https://financialwellnesspodcast.podbean.com","podcastCanSearched":true,"feedUrl":"https://feed.podbean.com/financialwellnesspodcast/feed.xml","theme":"waves","podcastDeepLink":"https://www.podbean.com/pw/pbblog-zi3bi-13e2be9?from=usersite","removePodbeanBranding":"no","brandingLogo":null,"timeZone":{"timeZoneId":16,"gmtAdjustment":"GMT-05:00","useDaylightTime":1,"value":-5,"text":"(GMT-05:00) Indiana (East)","daylightStartTime":"Second Sunday Of March +2 Hours","daylightEndTime":"First Sunday Of November +2 Hours","timezone":"America/Indiana/Indianapolis"},"podcastDownloads":null,"totalEpisodes":33,"showComments":true,"iOSAppDownloadLink":null,"customizeCssUrl":null,"androidAppDownloadLink":null,"showPostShare":true,"showLike":true,"author":"3rivers","enableEngagementStats":true,"shareEmbedLink":"https://admin5.podbean.com/embed.html?id=pbblog-zi3bi-13e2be9-playlist","language":"en","sensitivitySessionExpireTime":3600,"podcastApps":[{"name":"Apple Podcasts","link":"https://podcasts.apple.com/us/podcast/the-financial-wellness-podcast/id1826124656","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/apple-podcast.png","title":null},{"name":"Podbean App","link":"https://www.podbean.com/pw/pbblog-zi3bi-13e2be9?from=usersite","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/podbean-app.png","title":null},{"name":"Spotify","link":"https://open.spotify.com/show/6lvwToWxX74PuNtvr7smLn","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/spotify.png","title":null},{"name":"Amazon Music","link":"https://music.amazon.com/podcasts/9ce201b3-1ef1-44d6-928a-e7ec24c00f30","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/AmazonMusic.png","title":null},{"name":"iHeartRadio","link":"https://iheart.com/podcast/285425123","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/iHeartRadio.png","title":null},{"name":"PlayerFM","link":"https://player.fm/series/3677091","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/PlayerFM.png","title":null}],"components":{"base":[{"id":"MainStyle","val":"light"},{"id":"Font","val":"Neo-Grotesque"},{"id":"SecondaryFont","val":"Roboto"},{"id":"PlayerColor","val":"#3A61B9"},{"id":"PlayerStyle","val":"player1"},{"id":"PlayerWave","val":"show"},{"id":"Favicon","val":null},{"id":"CookiesNotice","val":"hide"},{"id":"CookiesNoticeContent","val":"

Cookies Notice

This website uses cookies to improve your experience while you navigate through the website. By using our website you agree to our use of cookies.

"},{"id":"EpisodePageListenOn","val":"hide"},{"id":"EpisodePageCustomizeComponent","val":"hide"}],"home-header":[{"id":"HomeHeaderTextColor","val":"#FFFFFF"},{"id":"BackgroundImage","val":"https://mcdn.podbean.com/mf/web/asu6y6pi7c3ab9di/3Rivers_Northland_Blue.jpg"},{"id":"BackgroundImageForMobile","val":null}],"page-header":[{"id":"PageHeaderTextColor","val":"#000000"},{"id":"PageHeaderBackgroundColor","val":"#A9D2F3"}],"episode-list":[{"id":"EpisodeListType","val":"list"},{"id":"EpisodesPerPage","val":10},{"id":"EpisodeStats","val":"show"}],"navigation":[{"id":"NavigationFontColor","val":"#FFFFFF"},{"id":"NavigationBackgroundColor","val":"#fdfdfd"},{"id":"NavigationSearch","val":"show"},{"id":"NavigationLinks","val":[{"id":"Home","type":"Link","value":"/","text":"Home","subitems":[]},{"id":"Subscribe","type":"Link","value":"https://www.podbean.com/site/podcatcher/index/blog/w2XJpMFqgu83","text":"Subscribe","subitems":[]},{"id":"Profile","type":"Link","value":"https://www.podbean.com/user-2mlA9qhGEsEm","text":"Profile","subitems":[]}]}],"footer":[{"id":"FooterType","val":"Footer1"},{"id":"FooterFontColor","val":"#ffffff"},{"id":"FooterBackgroundColor","val":"#000000"},{"id":"FooterCopyright","val":"Copyright 2025 All rights reserved."},{"id":"SocialMediaLinks","val":{"facebook_username":"","twitter_username":"","instagram_username":"","youtube_username":"","linkedin_username":""}}],"customize-container1":[{"id":"ComponentText-1624d22f-8da1-2daa-5919-9b1c1a359131","val":{"ComponentFontColor":"#000000","ComponentBackgroundColor":"#f2f2f2","ComponentContent":"

DISCLAIMER: The information shared in this podcast is intended for general education and entertainment purposes only and is not financial, tax, or investment advice. Every financial situation is unique, and you should consult with a qualified financial advisor, tax professional, or attorney for advice specific to your circumstances. Products and services discussed may be offered by 3Rivers Federal Credit Union, which is federally insured by the NCUA and an Equal Housing Lender. Membership eligibility required. 3Rivers does not guarantee the accuracy or completeness of the information shared by guests and assumes no liability for any decisions made based on this content.

"}}],"customize-container2":[]},"allLinks":[],"mainStylesDefaultSettings":null,"defaultCustomizeComponents":null,"scripts":[],"metas":null,"appConfig":{"package":"com.podbean.app.podcast","app_store_id":973361050,"app_name":"Podbean","scheme":"podbean"},"customizeCss":null,"canEditCss":null,"enableJsCodeInCustomizeContent":false,"enabledIframeCodeInCustomizeContent":true,"sectionMaxCount":10,"enableEditorLink":true,"enableEditCookiesNotice":true,"siteRedirectToFeed":false,"podcatcherRssUrl":null,"showFeed":true,"showTopBar":true,"enableWebSiteLike":true,"organizationName":null,"organizationPageLink":null},"backToListUrl":"/","tinymceLoaded":false,"listEpisodes":[],"userLikedEpisodes":[],"userLikeCheckedEpisodes":[],"topBarIframeLoaded":false,"listTotalCount":0,"listTotalPage":0,"listPage":0,"listType":"all","listValue":"","listName":"","pageLoading":false,"apiBaseUrl":"https://financialwellnesspodcast.podbean.com","apiV2BaseUrl":"","apiCommonParams":{"t":"69cba964","clientSignature":"979db415b33f5d2660a1eff82f196cfd","u":null,"customizing":null},"apiCommonHeaders":{},"comments":[],"commentsTotalCount":0,"commentsTotalPage":0,"commentsPage":1,"commentEpisodeId":"pb26909254-debtc","episode":{"id":"pb26909254","idTag":"debtc","title":"Student Loans","logo":"https://pbcdn1.podbean.com/imglogo/image-logo/20851689/FW_Podcast_Logo8a0qn_300x300.png","shareLogo":"https://d2bwo9zemjwxh5.cloudfront.net/image-logo/20851689/FW_Podcast_Logo8a0qn_1200x628.jpg?s=3d2952cc173f186b0859eb56b8437af4&e=png","largeLogo":"https://pbcdn1.podbean.com/imglogo/image-logo/20851689/FW_Podcast_Logo8a0qn.png","previewContent":null,"content":"

Ashlee and Austin talk to Youth and College Advisor Jordan about student loans and when to refinance them.

","publishTimestamp":1761744889,"duration":994,"mediaUrl":"https://mcdn.podbean.com/mf/web/k6qzanm5rq8yncxv/FW_Podcast_Student_Loans8wyq3.mp3","mediaType":"audio/mpeg","shareLink":"https://admin5.podbean.com/embed.html?id=pb-debtc-19a9a46","likedCount":0,"deepLink":"https://www.podbean.com/ew/pb-debtc-19a9a46","transcriptUrl":null,"permalink":"/e/student-loans/","downloadLink":"https://www.podbean.com/media/share/pb-debtc-19a9a46?download=1","fallbackResource":null,"fallbackResourceMimetype":null,"downloadCount":51,"status":"publish","hasMoreContent":false,"chaptersUrl":null,"explicit":false},"episodeShareLink":null,"deepLink":"https://www.podbean.com/ew/pb-debtc-19a9a46","playlist":{"episodes":[],"current":0,"start":0,"stop":0,"playing":true,"playerLoading":true,"playbackRate":1,"playbackRateIndex":1,"volume":1},"toasts":[],"confirm":null,"customizeEditorFormZIndex":999,"lastRequestTime":null,"validateChangesOnBeforeunload":true,"windowWidth":1000,"VITE_FS1_CDN_URL_PREFIX":"https://pbcdn1.podbean.com/fs1","reloadStats":false,"userIdEncrypted":null,"userProfilePicture":null,"username":null,"isVerified":false,"loadUserInfo":false,"loginUrl":"https://www.podbean.com/site/user/login?return=https%253A%252F%252Ffinancialwellnesspodcast.podbean.com%252Fe%252Fstudent-loans%252F&rts=b43d3d2bf2e47eac58b156a95bf979277e06812a","recaptchaV3Loaded":false,"recaptchaV2Loaded":false,"likesLoaded":false,"commentLikeMap":{},"commentOffset":0,"widgetCommentsLoaded":false},"episode":{"id":"pb26909254","idTag":"debtc","title":"Student Loans","logo":"https://pbcdn1.podbean.com/imglogo/image-logo/20851689/FW_Podcast_Logo8a0qn_300x300.png","shareLogo":"https://d2bwo9zemjwxh5.cloudfront.net/image-logo/20851689/FW_Podcast_Logo8a0qn_1200x628.jpg?s=3d2952cc173f186b0859eb56b8437af4&e=png","largeLogo":"https://pbcdn1.podbean.com/imglogo/image-logo/20851689/FW_Podcast_Logo8a0qn.png","previewContent":null,"content":"

Ashlee and Austin talk to Youth and College Advisor Jordan about student loans and when to refinance them.