The Financial Wellness Podcast
Welcome to The Financial Wellness Podcast by 3Rivers Credit Union—where real conversations meet real-life money goals. Whether you’re just starting out, trying to bounce back, or working toward your next big milestone, we’re here to help you build confidence and clarity in your financial journey. We sit down with experts, community voices, and everyday people to talk honestly about what it takes to manage money in today’s world. From saving and budgeting to building credit, paying off debt, and beyond, we’ll unpack the topics that matter most... with a focus on progress, not perfection. Because financial wellness isn’t one-size-fits-all. And we’re all learning as we go.
DISCLAIMER: The information shared in this podcast is intended for general education and entertainment purposes only and is not financial, tax, or investment advice. Every financial situation is unique, and you should consult with a qualified financial advisor, tax professional, or attorney for advice specific to your circumstances. Products and services discussed may be offered by 3Rivers Federal Credit Union, which is federally insured by the NCUA and an Equal Housing Lender. Membership eligibility required. 3Rivers does not guarantee the accuracy or completeness of the information shared by guests and assumes no liability for any decisions made based on this content.
Episodes
Mar 4, 2026
Mar 4, 2026
12 min
Do you operate from fear or fantasy when thinking about your finances?
Money can trigger more than numbers—it can activate fight, flight, freeze, or fawn. In this episode, we explore how those stress responses shape the way we spend, save, avoid, or overextend ourselves.
From impulsive decisions to financial avoidance or people-pleasing, understanding your pattern is the first step toward building a plan rooted in clarity instead of emotion.
If you’ve ever felt stuck, stressed, or overly optimistic about money, this conversation will help you move forward with confidence.
Feb 11, 2026
Feb 11, 2026
27 min
How can 3Rivers be a good partner on your Financial Wellness journey. Mirza joins the podcast to talk about what it means to provide excellent service.
Jan 28, 2026
Jan 28, 2026
16 min
Financial Wellness takes work, but what do you do when you don't have the energy? This week, we're discussing strategies for navigating difficult times and how saving and preparation can help when you lack the mental energy to focus on your finances.
Jan 21, 2026
Jan 21, 2026
14 min
Mike Sinish joins Ashlee and Austin to talk about doing what's right for 3Rivers members, including how debt consolidation can help you achieve your financial wellness goals.
Jan 14, 2026
Jan 14, 2026
17 min
This week, we are bringing you a discussion with 3Rivers Mortgage Servicing Manager David Delamarter. Ashlee, Austin, and David talk about whether or not you should pay an escrow shortage at once or over the course of the year, what to do if your mortgage payment goes up, and more!
Jan 7, 2026
Jan 7, 2026
15 min
Ashlee and Austin are joined by Branch Manager Todd Laubhan to discuss strategies for helping your kids learn to manage their money and prioritize financial wellness.
Dec 31, 2025
Dec 31, 2025
19 min
Austin and Ashlee investigate how our beliefs and emotions inform what we do with our money and why it might be time to take another look at some long-term habits.
Dec 17, 2025
Dec 17, 2025
13 min
Don't wait until after the holidays! Get started on your goals for 2026 now. Austin and Ashlee are here with some strategies to get started.
Dec 9, 2025
Dec 9, 2025
15 min
What should you do if you can't pay your bills? How do you get your money back on track? Austin and Ashlee talk with guests Lesley and Simone about how 3Rivers can help.
Dec 3, 2025
Dec 3, 2025
19 min
Austin and Ashlee talk with AVP of Digital, Payment, and Fraud Operations at 3Rivers Jeremy Vance about common tactics fraudsters use and how you can protect yourself and your money.