DISCLAIMER: The information shared in this podcast is intended for general education and entertainment purposes only and is not financial, tax, or investment advice. Every financial situation is unique, and you should consult with a qualified financial advisor, tax professional, or attorney for advice specific to your circumstances. Products and services discussed may be offered by 3Rivers Federal Credit Union, which is federally insured by the NCUA and an Equal Housing Lender. Membership eligibility required. 3Rivers does not guarantee the accuracy or completeness of the information shared by guests and assumes no liability for any decisions made based on this content.
The Financial Wellness Podcast
Welcome to The Financial Wellness Podcast by 3Rivers Credit Union—where real conversations meet real-life money goals. Whether you’re just starting out, trying to bounce back, or working toward your next big milestone, we’re here to help you build confidence and clarity in your financial journey. We sit down with experts, community voices, and everyday people to talk honestly about what it takes to manage money in today’s world. From saving and budgeting to building credit, paying off debt, and beyond, we’ll unpack the topics that matter most... with a focus on progress, not perfection. Because financial wellness isn’t one-size-fits-all. And we’re all learning as we go.
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Episodes
Wednesday Mar 18, 2026
Wednesday Mar 18, 2026
Before you can truly support others financially, you need a solid foundation yourself.
In this episode, we talk about why “putting on your own oxygen mask first” applies to money, how to build stability, and practical steps to strengthen your financial confidence before stepping in to help others.
Wednesday Mar 04, 2026
Wednesday Mar 04, 2026
Do you operate from fear or fantasy when thinking about your finances?
Money can trigger more than numbers—it can activate fight, flight, freeze, or fawn. In this episode, we explore how those stress responses shape the way we spend, save, avoid, or overextend ourselves.
From impulsive decisions to financial avoidance or people-pleasing, understanding your pattern is the first step toward building a plan rooted in clarity instead of emotion.
If you’ve ever felt stuck, stressed, or overly optimistic about money, this conversation will help you move forward with confidence.
Wednesday Feb 11, 2026
Wednesday Feb 11, 2026
How can 3Rivers be a good partner on your Financial Wellness journey. Mirza joins the podcast to talk about what it means to provide excellent service.
Wednesday Jan 28, 2026
Wednesday Jan 28, 2026
Financial Wellness takes work, but what do you do when you don't have the energy? This week, we're discussing strategies for navigating difficult times and how saving and preparation can help when you lack the mental energy to focus on your finances.
Wednesday Jan 21, 2026
Wednesday Jan 21, 2026
Mike Sinish joins Ashlee and Austin to talk about doing what's right for 3Rivers members, including how debt consolidation can help you achieve your financial wellness goals.
Wednesday Jan 14, 2026
Wednesday Jan 14, 2026
This week, we are bringing you a discussion with 3Rivers Mortgage Servicing Manager David Delamarter. Ashlee, Austin, and David talk about whether or not you should pay an escrow shortage at once or over the course of the year, what to do if your mortgage payment goes up, and more!
Wednesday Jan 07, 2026
Wednesday Jan 07, 2026
Ashlee and Austin are joined by Branch Manager Todd Laubhan to discuss strategies for helping your kids learn to manage their money and prioritize financial wellness.
Wednesday Dec 31, 2025
Wednesday Dec 31, 2025
Austin and Ashlee investigate how our beliefs and emotions inform what we do with our money and why it might be time to take another look at some long-term habits.
Wednesday Dec 17, 2025
Wednesday Dec 17, 2025
Don't wait until after the holidays! Get started on your goals for 2026 now. Austin and Ashlee are here with some strategies to get started.
Tuesday Dec 09, 2025
Tuesday Dec 09, 2025
What should you do if you can't pay your bills? How do you get your money back on track? Austin and Ashlee talk with guests Lesley and Simone about how 3Rivers can help.